Patten and Patten

Patten and Patten

Market Insights

QUARTERLY INVESTOR LETTERS

September 2026

Market divergences and reversals, which characterize this year’s performance, continued through the Third Quarter. Index-level volatility remained low and stable while single stock volatility surged.

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June 2026

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March 2026

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December 2025

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June 2026

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March 2026

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December 2025

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September 2025

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Market Updates

Financial Analysis of Roth Conversions

In our opinion, there is no “one size fits all” recommendation with regard to Roth conversions. For certain clients, a Roth conversion could be

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Home Affordability and The Convexity of Housing

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Pandemics & Paradigms

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Primer on NPV, IRR, & DCF

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Home Affordability and The Convexity of Housing

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Pandemics & Paradigms

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Primer on NPV, IRR, & DCF

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Humans v. Machines, Part III

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CHARTBOOKS